Loan Programs

We Can Help Homeowners like you find the Perfect Loan!

Merit Capital Mortgage has a wide variety of loan products that meet all your needs. From refinancing, to buying your first home or purchasing your dream home, we will help you select the right loan product for you.

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OUR LOAN PROGRAMS:

30 Year Fixed

Premium standard loan provides long-term security.

15 Year Fixed

Pay your loan off faster and save.

Adjustable Rate Mortgage (ARM)

Save big over with an extra-low rate.

FHA Loans

3.5% down-payment purchase option.

VA Loans

An exclusive benefit for active-duty military personnel, veterans and their families.

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Get your next loan today.  Click below to get started.

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